Information

National Student Loan Data System www.nslds.ed.gov

Provides data on your federal student loans; all your loans should be listed in this central database.

Federal Student Aid Ombudsman www.ombudsman.ed.gov 1-877-557-2575

Designed to be a neutral independent viewpoint to assist in resolving student loan disputes. Good records are essential when you contact the Ombudsman.

Tax Deductions

Deductions up to $2,500 per year may be available on interest paid on education loans. Detailed information on tax deductions and tax credits can be found at www.salliemae.come/manage/taxrelief.html

Credit Management

You are entitled to one free credit report each year. You should review your credit report to ensure that your information is correct because it is used to determine your interest rates and fees when you apply for a private loan, a credit card, a mortgage, etc.

The following websites contain information on credit and allow you to order a copy of your credit report:

Experian www.experian.com

Trans Union Credit Bureau www.tuc.com

Equifax Credit Bureau www.equifax.com

Information and Advice on your Loans

• Your lender/servicer can give you information and advice on your loan.

• The Student Help Foundation www.stuhelp.org (a non-profit foundation and a partner of the Student Assistance Foundation) offers free financial and loan management advice to students and recent graduates whether or not they student have loans with SHF.

Telephone: (USA) 866 655 HELP or (UK) 0800 066 4357. The UK office is based in London and will take calls from 9.00am to 12.00 midnight.